Jewellery Insurance

Saving you money and heartaches…

Give your jewellery the unique coverage it deserves. Give yourself peace of mind. Jewellery insurance through Chelsea protects what matters most.

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Easy Process

Best Value

Personal Touch

Flexible Policy

Understanding Your Jewellery Policy

Our jewellery insurance policy has been specially designed by us with underwriters at Lloyd’s of London, the world’s leading insurance market. For larger HNW collections or scheduled luxury items, Mayfair Insurance — our sister brokerage — also writes private-client luxury goods cover.

All Risk

Whether you’ve had your ring stolen, accidentally left it behind on the beach or lost a stone at the gym, you will be covered.

Worldwide

We protect your jewellery no matter where you are – whether you’re at home or traveling across the globe.

No Excess

Our policy has no excess and no hidden fees. We aim to be as clear and transparent as possible.

Peace of mind

We will coordinate your claim making the process simple and stress-free.

Like-for-like replacement

We know jewellery has great sentimental value, so we will never force you to accept vouchers or replacement you don’t like.

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Good to know

Claim Settlement

We don’t offer vouchers where you must purchase the replacement at a specific jeweller. Whenever possible, the replacement will be made bespoke for you, hallmarked & delivered to your home address.

Our experienced and friendly claims team will always work closely with you to source the replacement. If they are unable to replace the item insured they may settle your claim in cash.

Joint Policy

We suggest you have joint names on the policy so you both are fully protected, can file a claim or renew the policy. When purchasing you will be able to add joint policyholder. This doesn’t affect the premium.

New Items

You certainly can add new items to your current policy. Just email us confirming the type and value of the item so we can calculate your additional premium if there is any.

Supporting Documents

For items over £2,500 we would need a copy of either Valuation (from any reputable jeweller or registered valuer) or Purchase receipt.

Don’t worry if you don’t have this to hand – you will have 3 weeks to provide required documents. Good news – for cheaper items you don’t need to provide anything.

Sum Insured Increase

Our insurance is not index linked as the items insured are individual items which should be regularly valued.

If you decide to increase the sum insured for any item over £2,500 we will ask for new valuation.

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Claim Philosophy

You only really know how good your insurance broker is when you need to make a claim. We're committed to resolving your claims and make you whole in days, not months.

From the moment you tell us about your claim until the moment you receive your settlement we will be with you and take away the pain.

About Us

We understand your treasured finds reflect your own personal journey, and that the larger your collections become, the greater your need for the right protection.

For more than 10 years service HNW clients and understand their demands and expectations. We’re proud of our glowing 5-star reviews from our happy clients!

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how our insurance protects your things

Theft

We value your peace of mind. Therefore, in the event of theft, we offer full reimbursement for your stolen jewellery.

Coverage For All

We understand that your loved ones may also wear your jewellery. That's why we offer coverage regardless of who is wearing the item.

Accidental Damage

Accidental damage can be heart breaking, but we've got you covered. We offer repair services to restore your precious jewellery.

Worldwide Coverage

Travel the world worry-free with our worldwide coverage. Your jewellery is protected, so you don't have to carry the burden of fear.

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What Our Clients are Saying

    
 
 
       Posted on Google  
   
   Karim Bhatia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Efficient, cost competitive and exceptional customer service

I used Chelsea Insurance broker to put in place insurance covering contents in a storage facility. That was dealt with efficiently and the cost was very competitive.

I subsequently need to change the storage facility. Chelsea Insurance brokers did not charge any fee to make the change and from my initial request to having a revised schedule in my box took just an hour and 40 minutes. I consider that to be an exceptional level of service
  
 
      Posted on Google  
   
   Aman Kataria 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very good customer communication, prompt replies and quick turnaround received from Sharon. Makes a big difference
  
 
      Posted on Google  
   
   Paul B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Quick and easy storage insurance at a great price.
  
 
      Posted on Google  
   
   Susannah Nutbourne 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really efficient, friendly and easy process to set up insurance for goods in storage!
  
 
      Posted on Google  
   
   Beth Allen 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used this company for a number of years and they have always been very friendly, welcoming and professional. Very quick to respond to any queries and very easy to deal with.
  
 
      Posted on Google  
   
   Chris and Alison Hall 
 
 
 
 Trustindex verifies that the original source of the review is Google. Responsive, prompt and helpful, this is a very nice company to deal with. We have been customers for quite a while and are always very happy with the service and good value.
  
 
      Posted on Google  
   
   Gareth Work 
 
 
 
 Trustindex verifies that the original source of the review is Google. This has to be the fastest insurance broker i have ever worked with. Sharon has been brilliant.
Although the storage insurance is hopefully a one off for me, I will be looking at our buildings and contents insurance with Chelsea, Fantastic so far
  
 
      Posted on Google  
   
   Ross Dixey 
 
 
 
 Trustindex verifies that the original source of the review is Google. The quotes were sent through quickly and tailored exactly to my needs. The policy price was excellent and all documentation sent promptly. Really impressed by the company.
  
 
      Posted on Google  
   
   Simon Sykes 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great customer service, prompt response
  
 
      Posted on Google  
   
   Simon Fraser 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very good service, we set up our account on Good Friday I dint expect a response but Chelsea got back to us and we got the policy started at 7pm on a bank holiday very impressive. Competitive price as well.

Insure the items you love…

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Chelsea Insurance Brokers are a trading name of:
Kensington Insurance Brokers
Authorised and Regulated by the Financial Conduct Authority: 445714
Company Registration Number: 03001530

Our Services:

Jewellery Insurance
Fine Art & Collectibles Insurance
Home & Contents Insurance
Landlord
Business & Commercial

Our Address:

10-12 Old Bond Street, Mayfair
London
W1S 4PN

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Terms of business

Get In Touch

020 7937 9092

team@chelsea-insurance.co.uk

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