Understanding Your Jewellery Policy
Our jewellery insurance policy has been specially designed by us with underwriters at Lloyd’s of London, the world’s leading insurance market.
Whether you’ve had your ring stolen, accidentally left it behind on the beach or lost a stone at the gym, you will be covered.
We protect your jewellery no matter where you are – whether you’re at home or traveling across the globe.
Our policy has no excess and no hidden fees. We aim to be as clear and transparent as possible.
Peace of mind
We will coordinate your claim making the process simple and stress-free.
We know jewellery has great sentimental value, so we will never force you to accept vouchers or replacement you don’t like.
Good to know
We don’t offer vouchers where you must purchase the replacement at a specific jeweller. Whenever possible, the replacement will be made bespoke for you, hallmarked & delivered to your home address.
Our experienced and friendly claims team will always work closely with you to source the replacement. If they are unable to replace the item insured they may settle your claim in cash.
We suggest you have joint names on the policy so you both are fully protected, can file a claim or renew the policy. When purchasing you will be able to add joint policyholder. This doesn’t affect the premium.
You certainly can add new items to your current policy. Just email us confirming the type and value of the item so we can calculate your additional premium if there is any.
For items over £2,500 we would need a copy of either Valuation (from any reputable jeweller or registered valuer) or Purchase receipt.
Don’t worry if you don’t have this to hand – you will have 3 weeks to provide required documents. Good news – for cheaper items you don’t need to provide anything.
Sum Insured Increase
Our insurance is not index linked as the items insured are individual items which should be regularly valued.
If you decide to increase the sum insured for any item over £2,500 we will ask for new valuation.
You only really know how good your insurance broker is when you need to make a claim. We're committed to resolving your claims and make you whole in days, not months.
From the moment you tell us about your claim until the moment you receive your settlement we will be with you and take away the pain.
We understand your treasured finds reflect your own personal journey, and that the larger your collections become, the greater your need for the right protection.
For more than 10 years we have been servicing HNW clients and understand their demands and expectations. We're proud of our glowing 5-star reviews from our happy clients!
how our insurance protects your things
We value your peace of mind. Therefore, in the event of theft, we offer full reimbursement for your stolen jewellery.
Coverage For All
We understand that your loved ones may also wear your jewellery. That's why we offer coverage regardless of who is wearing the item.
Accidental damage can be heart breaking, but we've got you covered. We offer repair services to restore your precious jewellery.
Travel the world worry-free with our worldwide coverage. Your jewellery is protected, so you don't have to carry the burden of fear.
What Our Clients are Saying
I have been a customer of Chelsea Insurance since 2017 with the insurance of my partners engagement ring. This was simple process with great communication skills and a fantastic price. Each year the price has reduced and the service has never faltered. I have now included both of our wedding rings, and my partners diamond earrings to the policy and the price remains incredible and the service is one of the best I have ever received. I would never move from Chelsea insurance and would highly recommend this service to anyone.
Chelsea Insurance Brokers are a trading name of:
Kensington Insurance Brokers
Authorised and Regulated by the Financial Conduct Authority: 445714
Company Registration Number: 03001530
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Get In Touch
020 7937 9092
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