High Value Home and Contents Insurance
Safeguard your property, collections, and luxury interiors with high value home and contents insurance designed for affluent homeowners. Our bespoke policies protect homes, valuables, and lifestyles, with the flexibility you need for complete peace of mind.
Easy Process
Best Value
Personal Touch
Flexible Policy
Understanding Your Home & Contents Insurance Policy
Knowing what your policy includes — and where standard insurance falls short
— is essential for protecting luxury properties and valuable possessions. Our
high value home and contents insurance helps you stay fully informed and
protected with:
All Risk
Clear cover for homes over £1 million, unique properties, and listed
buildings.
Worldwide
Worldwide protection for valuables, so you’re covered at home and abroad.
No Excess
Specialist insurance for jewellery, art, and collectibles beyond standard limits.
Peace of mind
Flexible policy structures, from stand-alone contents cover to
combined home and contents solutions.
Like-for-like replacement
Transparent, FCA-regulated service trusted by high-net-worth
clients throughout London.
What Our Contents Cover Includes
Our high value contents insurance provides comprehensive benefits:
Claim Settlement
Agreed value for specified items, ensuring certainty in the event of
a claim.
Joint Policy
Transit and travel protection, so valuables are covered wherever
you go
New Items
Optional liability and legal expenses cover, tailored to your needs
Supporting Documents
Fast, dedicated claims handling, for a stress-free process.
Sum Insured Increase
Protection for collections and rare pieces, including jewellery, fine
art, and antiques.
Expert Policy Design and Guidance
As a specialist broker, we go beyond standard insurers. Our team understands the unique risks faced by luxury homeowners — from listed property considerations to rare art collections. We work with leading underwriters to build high value home and contents insurance policies that fit your exact requirements. This means your cover is neither too limited nor unnecessarily inflated, saving you cost and ensuring true protection.
Trusted by London’s Most Discerning Clients
Based in Mayfair, we serve private clients who expect both discretion and expertise. From coordinating valuations for your jewellery and art to arranging combined property and contents policies, our FCA-regulated approach delivers confidence and convenience. We can help you choose between a stand-alone contents policy or a combined home and contents solution, depending on your lifestyle.
Contact Us
What Our Clients are Saying
Jane Turvey
I have been a customer of Chelsea Insurance since 2017 with the insurance of my partners engagement ring. This was simple process with great communication skills and a fantastic price. Each year the price has reduced and the service has never faltered. I have now included both of our wedding rings, and my partners diamond earrings to the policy and the price remains incredible and the service is one of the best I have ever received. I would never move from Chelsea insurance and would highly recommend this service to anyone.
Mike Strong
Julie Eaton
Get a Bespoke Quote
Your home and valuables deserve the highest level of protection. Speak with
our experienced team to create a high value home insurance plan tailored
around your lifestyle.
Call us today or request a callback to begin your personalised quote.
Chelsea Insurance Brokers are a trading name of:
Kensington Insurance Brokers
Authorised and Regulated by the Financial Conduct Authority: 445714
Company Registration Number: 03001530
Our Services:
- Jewellery Insurance
- Fine Art & Collectibles Insurance
- Home & Contents Insurance
- Landlord
- Business & Commercial
Our Address:
4 Old Park Lane, Mayfair
London
W1K 1QW