We suggest you have joint names on the policy so you both are fully protected, can file a claim or renew the policy. When purchasing you will be able to add joint policyholder. This doesn’t affect the premium.

In the event of a claim on your personal jewellery insurance policy, the claims team will replace the item on a like for like basis from a UK jeweller of your choice.

For jewellery items over £2,500 we would need a copy of either:

Valuation (from any reputable jeweller or registered valuer) OR Purchase receipt. Don’t worry if you don’t have this to hand – you will have 3 weeks to provide required documents.

We only require supporting document for jewellery over £2,500 or artworks over £5,000. This can be a copy of either valuation (from any reputable jeweller) or purchase receipt.

Yes, cover is worldwide. Any trips up to 60 days will be automatically covered under your policy.

You certainly can. Just email us confirming the type and value of the item so we can calculate your additional premium if there is any.

Our insurance is not index linked as the items insured are individual items which should be regularly valued.

If you decide to increase the sum insured for any item over £2,500 we will ask for new valuation.