Musical Instruments

We are totally transforming insurance…

Whether you’re a seasoned pro or a dedicated enthusiast, our comprehensive Musical Instruments Insurance is designed to protect your valuable instruments from theft, damage, and unforeseen mishaps, providing you with the peace of mind you need.

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Easy Process

Best Value

5* Claims Service

Flexible Policy

Understanding Your Policy

Our musical instruments insurance policy has been specially designed by us with underwriters at Lloyd’s of London, the world’s leading insurance market.

All Risk

Whether your instrument is stolen, damaged accidentally, or encounters any unexpected mishaps, you’re covered, providing comprehensive protection for musicians.

No Excess

Our policy has no excess and no hidden fees. We aim to be as clear and transparent as possible.

Stress-Free Claims

We will always go the extra mile and always start by assuming your insurance claim is valid.

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FAQs

What types of incidents are typically covered by this insurance?

Our policy protects your instruments against theft, accidental damage, loss, fire, and other unforeseen mishaps. Whether your instrument is damaged during a performance, stolen from your car, or lost in transit, we’re here to help you recover.

Do I need musical instruments insurance if I already have homeowners or renters insurance?

While some homeowners or renters insurance policies may provide limited coverage for musical instruments, they often have restrictions and may not fully protect instruments used professionally or taken outside the home. Our musical instruments insurance is specialized to meet the unique needs of musicians and offers comprehensive coverage tailored to your specific requirements.

How does the claims process work if I need to file a claim for my instrument?

We take pride in offering a hassle-free claims experience. When you need to file a claim for your instrument, we manage the entire process for you. You contact us, provide necessary documentation such as proof of ownership and incident details, and our dedicated team will do the rest.

What types of instruments can be covered under musical instruments insurance?

Our musical instruments insurance can cover a wide range of instruments, including guitars, violins, keyboards, drums, brass, and woodwinds. Whether you play classical, rock, or any genre in between, we’ve got you covered.

How is the value of my instrument determined for insurance purposes?

We typically determine the value of your instrument for insurance based on its current market value, taking into account factors like its age, condition, and any unique features. We recommend documenting your instrument’s value through appraisals, receipts, or photos to ensure an accurate assessment.

Can I add new instruments to my existing policy if I purchase additional instruments?

Absolutely, you can easily add new instruments to your existing policy. Just get in touch with our customer service team, provide the details of your new instruments, and we’ll help you update your coverage to ensure they’re protected.

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Claim Philosophy

You only really know how good your insurance broker is when you need to make a claim. We're committed to resolving your claims and make you whole in days, not months.

From the moment you tell us about your claim until the moment you receive your settlement we will be with you and take away the pain.

About Us

We understand your treasured finds reflect your own personal journey, and that the larger your collections become, the greater your need for the right protection.

For more than 10 years service HNW clients and understand their demands and expectations. We’re proud of our glowing 5-star reviews from our happy clients!

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What Our Clients are Saying

    
 
 
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   Karim Bhatia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Efficient, cost competitive and exceptional customer service

I used Chelsea Insurance broker to put in place insurance covering contents in a storage facility. That was dealt with efficiently and the cost was very competitive.

I subsequently need to change the storage facility. Chelsea Insurance brokers did not charge any fee to make the change and from my initial request to having a revised schedule in my box took just an hour and 40 minutes. I consider that to be an exceptional level of service
  
 
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   Aman Kataria 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very good customer communication, prompt replies and quick turnaround received from Sharon. Makes a big difference
  
 
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   Paul B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Quick and easy storage insurance at a great price.
  
 
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   Susannah Nutbourne 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really efficient, friendly and easy process to set up insurance for goods in storage!
  
 
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   Beth Allen 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used this company for a number of years and they have always been very friendly, welcoming and professional. Very quick to respond to any queries and very easy to deal with.
  
 
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   Chris and Alison Hall 
 
 
 
 Trustindex verifies that the original source of the review is Google. Responsive, prompt and helpful, this is a very nice company to deal with. We have been customers for quite a while and are always very happy with the service and good value.
  
 
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   Gareth Work 
 
 
 
 Trustindex verifies that the original source of the review is Google. This has to be the fastest insurance broker i have ever worked with. Sharon has been brilliant.
Although the storage insurance is hopefully a one off for me, I will be looking at our buildings and contents insurance with Chelsea, Fantastic so far
  
 
      Posted on Google  
   
   Ross Dixey 
 
 
 
 Trustindex verifies that the original source of the review is Google. The quotes were sent through quickly and tailored exactly to my needs. The policy price was excellent and all documentation sent promptly. Really impressed by the company.
  
 
      Posted on Google  
   
   Simon Sykes 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great customer service, prompt response
  
 
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   Simon Fraser 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very good service, we set up our account on Good Friday I dint expect a response but Chelsea got back to us and we got the policy started at 7pm on a bank holiday very impressive. Competitive price as well.

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Chelsea Insurance Brokers are a trading name of:
Kensington Insurance Brokers
Authorised and Regulated by the Financial Conduct Authority: 445714
Company Registration Number: 03001530

Our Services:

Jewellery Insurance
Fine Art & Collectibles Insurance
Home & Contents Insurance
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Business & Commercial

Our Address:

10-12 Old Bond Street, Mayfair
London
W1S 4PN

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020 7937 9092

team@chelsea-insurance.co.uk

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