Musical Instruments

We are totally transforming insurance…

Whether you’re a seasoned pro or a dedicated enthusiast, our comprehensive Musical Instruments Insurance is designed to protect your valuable instruments from theft, damage, and unforeseen mishaps, providing you with the peace of mind you need.

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Easy Process

Best Value

5* Claims Service

Flexible Policy

Understanding Your Policy

Our musical instruments insurance policy has been specially designed by us with underwriters at Lloyd’s of London, the world’s leading insurance market.

All Risk

Whether your instrument is stolen, damaged accidentally, or encounters any unexpected mishaps, you’re covered, providing comprehensive protection for musicians.

No Excess

Our policy has no excess and no hidden fees. We aim to be as clear and transparent as possible.

Stress-Free Claims

We will always go the extra mile and always start by assuming your insurance claim is valid.

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FAQs

What types of incidents are typically covered by this insurance?

Our policy protects your instruments against theft, accidental damage, loss, fire, and other unforeseen mishaps. Whether your instrument is damaged during a performance, stolen from your car, or lost in transit, we’re here to help you recover.

Do I need musical instruments insurance if I already have homeowners or renters insurance?

While some homeowners or renters insurance policies may provide limited coverage for musical instruments, they often have restrictions and may not fully protect instruments used professionally or taken outside the home. Our musical instruments insurance is specialized to meet the unique needs of musicians and offers comprehensive coverage tailored to your specific requirements.

How does the claims process work if I need to file a claim for my instrument?

We take pride in offering a hassle-free claims experience. When you need to file a claim for your instrument, we manage the entire process for you. You contact us, provide necessary documentation such as proof of ownership and incident details, and our dedicated team will do the rest.

What types of instruments can be covered under musical instruments insurance?

Our musical instruments insurance can cover a wide range of instruments, including guitars, violins, keyboards, drums, brass, and woodwinds. Whether you play classical, rock, or any genre in between, we’ve got you covered.

How is the value of my instrument determined for insurance purposes?

We typically determine the value of your instrument for insurance based on its current market value, taking into account factors like its age, condition, and any unique features. We recommend documenting your instrument’s value through appraisals, receipts, or photos to ensure an accurate assessment.

Can I add new instruments to my existing policy if I purchase additional instruments?

Absolutely, you can easily add new instruments to your existing policy. Just get in touch with our customer service team, provide the details of your new instruments, and we’ll help you update your coverage to ensure they’re protected.

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Expert Policy Design and Guidance

As a specialist broker, we go beyond standard insurers. Our team understands the unique risks faced by luxury homeowners — from listed property considerations to rare art collections. We work with leading underwriters to build high value home and contents insurance policies that fit your exact requirements. This means your cover is neither too limited nor unnecessarily inflated, saving you cost and ensuring true protection.

Trusted by London’s Most Discerning Clients

Based in Mayfair, we serve private clients who expect both discretion and expertise. From coordinating valuations for your jewellery and art to arranging combined property and contents policies, our FCA-regulated approach delivers confidence and convenience. We can help you choose between a stand-alone contents policy or a combined home and contents solution, depending on your lifestyle.

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What Our Clients are Saying

After trawling through numerous insurance companies trying to find a reasonable quote for a jewellery item I came across Chelsea Insurance. I couldn’t believe how quick and simple it was to receive a quote and the quote I received was the best by far. Everything from start to finish was done quickly and efficiently. Can well recommend.

Jane Turvey

I have been a customer of Chelsea Insurance since 2017 with the insurance of my partners engagement ring. This was simple process with great communication skills and a fantastic price. Each year the price has reduced and the service has never faltered. I have now included both of our wedding rings, and my partners diamond earrings to the policy and the price remains incredible and the service is one of the best I have ever received. I would never move from Chelsea insurance and would highly recommend this service to anyone.

Mike Strong

Recently got my engagement ring insured with Chelsea – got everything sorted in 15 minutes. Special thanks to Kristina who was exceptionally helpful over the chat. I know nothing about insurance but they don’t mind explaining anything to me. Didn’t expected that from a small broker. 5 star service

Julie Eaton

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Chelsea Insurance Brokers are a trading name of:
Kensington Insurance Brokers
Authorised and Regulated by the Financial Conduct Authority: 445714
Company Registration Number: 03001530

Our Services:

Jewellery Insurance
Fine Art & Collectibles Insurance
Home & Contents Insurance
Landlord
Business & Commercial

Our Address:

4 Old Park Lane, Mayfair
London
W1K 1QW

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Terms of business

Get In Touch

020 7937 9092

team@chelsea-insurance.co.uk

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