Designer Handbag Insurance

• You can claim for damage, theft or loss of your item, which provides reimbursement for you to repair or replace your item.
• You will have greater peace of mind and may be more comfortable using or wearing your expensive luxury items.
• Insuring your luxury handbag will reduce the overall cost of regaining your lifestyle, after suffering an incident like theft or damage.

As well as total peace of mind, it can be cheaper to take out a standalone policy. And it won’t affect your no-claims bonus on your home insurance if you do make a claim.

We won’t ask you for any documents when taking out the policy but we may need them in the event of a claim.

• Keep all receipts, scan them and email them to yourself. (If you purchase from the actual brand they will often email the invoice too.)
• Be sure to keep a record of the serial number.
• Take pictures of the item from different angles: the outside, the inside, the serial number and any emblems.

Lack of documents may prolong your claim, so getting as much information at the start will help you in the long run.

Handbags will naturally age with time and how often you use them. Many luxury handbags are made with various leathers, so this alone will age from your skin’s natural oils, the sun and other conditions. Insurance offers protection should something beyond your control impact your possession such as water, fire or theft.